Today, you can pay a loan in Ukraine by any means. So, for example, this can be done at the bank’s cash desk, through the terminal and by mail. However, all these methods are associated with a certain investment of time.
And only electronic payments allow you to pay not just faster, but without even leaving your home. Electronic terminals, ATMs, Internet banking and, of course, virtual services come to your aid. Read how to use them, what commissions to count on, and what nuances to consider.
The fastest and most convenient way to repay a bank loan on a monthly basis is to pay a loan through the terminal. For example, through “Easy Soft”. This network cooperates with many banks and is widely distributed in Ukraine. Currently, payment terminals, which number about 600 self-service devices, are in 64 cities.
When paying a loan through the terminal, bank customers must perform the following actions:
If the terminal does not support your bank, then you need to enter the coordinates of your credit institution, indicating its name, account number, MFI. In conclusion, you will need to pick up the check, which will confirm the payment. The size of the commission for the services of the terminal supporting your credit organization is – 1.5% of the payment amount. If the terminal is in partnership with your creditor bank, then the size of the commission may be 1.8% -2%.
Another option for paying a loan is ATM services. With their help, you can pay for a loan by credit card. The very payment of a loan through an ATM is carried out as follows:
If the ATM has the Cash-in function of accepting cash (suitable for paying a card loan or deposit), then from its menu you need to select the “Refill account” item and make paper notes in multiples of 10 hryvnias. Then you need to click on the “Run” and “Issue a check” keys.
Using an ATM, you can also pay by credit card by transferring money from card to card. To do this, you must:
Attention! Without a commission, you can pay a loan only at the services of the creditor bank and its partners. When paying in third-party banks, a commission awaits you. Moreover, the ATM itself may not withdraw a commission, but the issuing bank will do so. The size of the commission of a third-party bank is 1-2% of the payment amount.
One of the most convenient ways to repay a bank loan is to pay a loan via the Internet (personal online banking account). At the same time, this can be done using any mobile device with Internet access, including mobile phones.
The main convenience is that Internet banking is available in almost all credit organizations. In addition, you do not even have to leave home to pay. It is enough to enter your personal account, go to the payment section, enter the credit card number, payment amount, loan agreement number and bank account number.